FinTech · Automated Debt Recovery
PayChase
A legally-backed invoice-recovery platform built end to end with legal partner NIM LAW Ltd - the entire pipeline, from first reminder to legal enforcement, automated in one system.
- End-to-End Platform
- FinTech
- Stripe Connect
- Multi-tenant
- AI Chatbot
(Results)
Figures reported by TitanStudio for this build.
What we built
- -The full recovery pipeline, automated end to end: multi-channel chase sequences (email, SMS, WhatsApp)
- -Payment collection through Stripe with automated payouts via Stripe Connect - money in, money out, no manual step
- -The complete legal escalation ladder in one system: reminders → formal demand → court claim (CCJ) → enforcement
- -A separate, secure workspace for every client business, with the right access per role + a partner portal
- -7-step onboarding wizard and an AI support chatbot
- -GDPR/ICO-compliant (reg. ZB998614)
(What it does) - the system in use
Everything it can do, without anyone asking.
Upload an unpaid invoice and the chase begins the same day
Chase sequences run across email, SMS and WhatsApp until the debt is paid or escalated
Payment collected in the flow, with the client's share paid out automatically
Escalation to formal demand, court claim and enforcement without leaving the system
Every business gets its own secure workspace, with access set per role
A partner portal so legal and referral partners see only their own book
(What runs itself) - the automated parts
The work that happens while they sleep.
The ladder climbs itself
Reminder, formal demand, court claim, enforcement - each stage fires on its own schedule when the previous one goes unanswered, with the paperwork generated from the case file rather than typed out again.
Money in, money out
A payment lands, the case closes, the client's share is paid out through Stripe Connect and the ledger updates. No one reconciles a spreadsheet.
Onboarding without a call
A seven-step wizard takes a new business from signup to first invoice uploaded, with an AI chatbot handling the questions that would otherwise be an email thread.
(Wired into) - what this build talks to
Automated end to end
- Stripe & Stripe Connect
- WhatsApp Business
- SMS
- E-signature
- Xero / QuickBooks
- ICO-registered data handling